The Australian Prudential Regulation Authority (APRA) has released its 2025 authorised deposit-taking institutions (ADIs) Points of Presence Statistics.
The Points of Presence Statistics are a detailed listing of the physical banking service channels provided to Australians, including branches, ATMs and EFTPOS facilities. As the national data collection agency for the financial sector, APRA collects points of presence information from ADIs and publishes it annually.
The latest statistics show the ongoing trend of a decline in physical points of presence over the last year, albeit at a slower rate than previous years. The number of bank branches nationwide fell 4.6 per cent between June 2024 and June 2025. Regional and remote areas experienced the smallest fall recorded since this data series began (1.9 per cent), due in part to a moratorium on regional branch closures agreed between the Government and major banks in February this year.
These statistics do not cover the entirety of banking service channels. Trends in physical banking service channels provided by ADIs should be considered in the broader context of increased usage of digital banking services and the presence of other service providers. APRA encourages industry bodies to work together to provide increased transparency on this matter. For example, as the industry association for the payments system, the Australian Payments Network publishes data on ATMs, including those operated by third parties.
