The electronic card transactions (ECT) series cover debit, credit, and charge card transactions with New Zealand-based merchants. The series can be used to indicate changes in consumer spending and economic activity.
Key facts
All figures are seasonally adjusted unless otherwise specified.
Values are at the national level and are not adjusted for price changes.
June 2025 month
Changes in the value of electronic card transactions for the June 2025 month (compared with May 2025) were:
- spending in the retail industries increased 0.5 percent ($32 million)
- spending in the core retail industries increased 0.7 percent ($40 million).
| "Month" | "Actual" | "Seasonally adjusted" | "Trend" |
| "Jun-22" | "6304231000" | "6674525000" | "6663880000" |
| "Jul-22" | "6504446000" | "6707276000" | "6718775000" |
| "Aug-22" | "6392561000" | "6740393000" | "6775525000" |
| "Sep-22" | "6558608000" | "6857976000" | "6831423000" |
| "Oct-22" | "7056361000" | "7008746000" | "6876183000" |
| "Nov-22" | "7266155000" | "6907674000" | "6893517000" |
| "Dec-22" | "8550660000" | "6885874000" | "6900494000" |
| "Jan-23" | "6873181000" | "6898628000" | "6925907000" |
| "Feb-23" | "6417598000" | "6948236000" | "6968029000" |
| "Mar-23" | "7199179000" | "7059099000" | "7007613000" |
| "Apr-23" | "6845413000" | "7057584000" | "7029162000" |
| "May-23" | "6733443000" | "6967270000" | "7035823000" |
| "Jun-23" | "6687726000" | "7062992000" | "7042062000" |
| "Jul-23" | "6767129000" | "7046314000" | "7049450000" |
| "Aug-23" | "6756377000" | "7084872000" | "7058472000" |
| "Sep-23" | "6748830000" | "7043425000" | "7054089000" |
| "Oct-23" | "6997078000" | "7009585000" | "7042531000" |
| "Nov-23" | "7501291000" | "7085890000" | "7035633000" |
| "Dec-23" | "8610437000" | "6982358000" | "7028597000" |
| "Jan-24" | "7071988000" | "7049523000" | "7019403000" |
| "Feb-24" | "6726126000" | "6989349000" | "7002863000" |
| "Mar-24" | "7131516000" | "6976756000" | "6974991000" |
| "Apr-24" | "6686853000" | "6947799000" | "6932362000" |
| "May-24" | "6719079000" | "6890187000" | "6879388000" |
| "Jun-24" | "6405374000" | "6808139000" | "6835319000" |
| "Jul-24" | "6477272000" | "6803230000" | "6811805000" |
| "Aug-24" | "6592624000" | "6829731000" | "6816440000" |
| "Sep-24" | "6409534000" | "6825586000" | "6839687000" |
| "Oct-24" | "6946744000" | "6888411000" | "6868476000" |
| "Nov-24" | "7358574000" | "6887026000" | "6899963000" |
| "Dec-24" | "8613497000" | "7087833000" | "6926257000" |
| "Jan-25" | "7080668000" | "6948888000" | "6934509000" |
| "Feb-25" | "6458827000" | "6955697000" | "6918186000" |
| "Mar-25" | "6963468000" | "6855389000" | "6888690000" |
| "Apr-25" | "6618128000" | "6854154000" | "6862100000" |
| "May-25" | "6713460000" | "6845302000" | "6853602000" |
| "Jun-25" | "6382551000" | "6877725000" | "6861818000" |
By retail spending category, movements were:
- consumables, up $29 million (1.0 percent)
- durables, up $10 million (0.6 percent)
- apparel, up $10 million (3.1 percent)
- fuel, up $0.2 million (0.0 percent)
- hospitality, down $3.7 million (0.3 percent)
- motor vehicles (excluding fuel), down $5.2 million (2.7 percent).
| Industry (ANZSIC06) | Percentage change |
| Consumables | 1 |
| Durables | 0.6 |
| Hospitality | -0.3 |
| Apparel | 3.1 |
| Motor vehicles excl. fuel | -2.7 |
| Fuel | 0 |
| Non-retail excl. services | -1.8 |
| Services | 0.7 |
Note, the seasonally adjusted series are adjusted independently of each other, therefore, the sum of the component categories may differ to the total.
The non-retail (excluding services) category decreased by $41 million (1.8 percent) from May 2025. This category includes medical and other health care, travel and tour arrangement, postal and courier delivery, and other non-retail industries.
The services category was up $2.6 million (0.7 percent). This category includes repair and maintenance, and personal care, funeral, and other personal services.
The total value of electronic card spending, including the two non-retail categories (services and other non-retail), decreased from May 2025, down $15 million (0.2 percent).
In actual terms, cardholders made 166 million transactions across all industries in June 2025, with an average value of $54 per transaction. The total amount spent using electronic cards was $8.9 billion.
June 2025 quarter
Changes in the seasonally adjusted value of retail electronic card transactions for the June 2025 quarter (compared with the March 2025 quarter) were:
- spending in the retail industries decreased $144 million (0.7 percent)
- spending in the core retail industries decreased $48 million (0.3 percent).
By spending category, the movements were:
- fuel, down $71 million (4.7 percent)
- hospitality, down $65 million (1.5 percent)
- durables, down $35 million (0.7 percent)
- apparel, down $8.1 million (0.8 percent)
- motor vehicles (excluding fuel), down $3.9 million (0.7 percent)
- consumables, up $111 million (1.4 percent).
The non-retail (excluding services) category was down $379 million (5.4 percent) and the services category was up $2.3 million (0.2 percent).
The total value of electronic card spending, including the two non-retail categories (services and other non-retail), decreased by $419 million (1.5 percent) compared with the March 2025 quarter.
Updates to the data
Industry classifications for some of the ECT data provided to Stats NZ changed beginning from the June 2024 month. The June 2025 release includes updated data to the ECT series, extending back to January 2017, based on the change in classifications.
This update reflects improvements in how we classify and allocate data across industries, following information received since June 2024. As part of this work, we have made changes to how data, previously not published, are now allocated within the ECT series. All the ECT series have been updated as a result of this methodology improvement.
More data
Use Infoshare to access the electronic card transactions time series:
Subject category: Economic indicators
Group: Electronic card transactions (ANZSIC06) - ECT
Definitions and metadata
Electronic card transactions data collection methodology - DataInfo+ gives general methodology used to produce electronic card transaction statistics.
Electronic card transactions concepts - DataInfo+ gives definitions of terms used in this release.
Technical enquiries
Yvonne Fakahau
[email protected]
04 931 4600
ISSN 1178-0258
Next release
Electronic card transactions: July 2025 will be released on 13 August 2025.
