First home buyer loans rose in March: Australia

The number of new owner-occupier first home buyer loan commitments rose 15.8 per cent in March 2023 (seasonally adjusted), after reaching a five-year low in February, according to data released today by the Australian Bureau of Statistics (ABS).

Owner occupier first home buyers, number, by state - seasonally adjusted

	NSW	Vic	Qld	SA	WA	Tas	NT	ACT	Total	Total (Trend)
Mar-05	1,906	2,487	1,678	540	1,339	124	111	102	8,433	8,364
Apr-05	1,954	2,529	1,692	575	1,292	178	127	100	8,390	8,495
May-05	1,982	2,723	1,578	569	1,310	226	121	128	8,658	8,605
Jun-05	2,064	2,596	1,744	567	1,288	158	130	124	8,661	8,727
Jul-05	2,115	2,440	1,594	625	1,238	149	140	127	8,501	8,885
Aug-05	2,224	2,530	1,867	621	1,340	202	196	132	9,033	9,079
Sep-05	2,374	2,482	1,977	631	1,397	190	164	108	9,314	9,271
Oct-05	2,344	2,587	2,068	677	1,370	175	156	122	9,438	9,441
Nov-05	2,454	2,681	2,037	616	1,373	195	154	124	9,753	9,596
Dec-05	2,400	2,950	2,028	602	1,406	167	153	114	9,768	9,749
Jan-06	2,260	2,655	2,120	608	1,473	196	157	119	9,683	9,901
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135	9,837	10,045
Mar-06	2,725	2,586	2,351	643	1,508	222	143	176	10,383	10,160
Apr-06	2,957	2,656	2,320	635	1,470	232	142	143	10,467	10,219
May-06	2,623	2,624	2,380	625	1,283	201	126	142	10,164	10,206
Jun-06	2,654	2,606	2,430	646	1,230	201	168	141	10,034	10,129
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154	10,029	10,012
Aug-06	2,511	2,459	2,390	622	1,112	176	73	174	9,419	9,887
Sep-06	2,549	2,567	2,427	679	1,091	204	86	183	9,823	9,780
Oct-06	2,647	2,644	2,371	675	1,002	177	88	165	9,759	9,693
Nov-06	2,617	2,613	2,334	690	958	198	90	180	9,705	9,642
Dec-06	2,562	2,567	2,372	636	968	184	97	158	9,582	9,643
Jan-07	2,626	2,464	2,413	630	945	147	99	140	9,505	9,713
Feb-07	2,601	2,663	2,565	675	950	165	75	170	9,783	9,839
Mar-07	2,726	2,623	2,470	729	1,002	175	108	165	10,029	9,993
Apr-07	2,839	2,704	2,652	644	1,102	177	90	156	10,468	10,133
May-07	2,707	2,717	2,547	664	1,027	184	92	138	10,066	10,220
Jun-07	2,740	2,686	2,515	615	1,326	190	95	167	10,355	10,251
Jul-07	2,730	2,661	2,418	631	1,344	155	70	157	10,162	10,257
Aug-07	2,695	2,840	2,525	631	1,355	168	83	137	10,319	10,285
Sep-07	2,525	2,845	2,429	601	1,251	203	88	138	10,096	10,367
Oct-07	2,784	2,907	2,447	648	1,252	219	81	137	10,432	10,473
Nov-07	2,801	2,969	2,458	653	1,279	210	80	139	10,616	10,529
Dec-07	2,760	2,952	2,435	695	1,297	215	71	152	10,609	10,446
Jan-08	2,781	3,062	2,314	662	1,424	195	73	149	10,735	10,185
Feb-08	2,725	2,976	2,112	660	1,276	249	78	94	10,021	9,757
Mar-08	2,397	2,496	1,785	623	1,191	177	52	125	9,026	9,246
Apr-08	2,437	2,338	1,711	637	1,189	164	63	150	8,583	8,741
May-08	2,301	2,264	1,584	591	1,090	122	89	111	8,197	8,341
Jun-08	2,299	2,289	1,468	598	1,168	182	74	107	8,187	8,095
Jul-08	2,324	2,370	1,523	648	1,215	195	93	109	8,453	8,044
Aug-08	2,356	2,266	1,486	621	1,164	204	79	129	8,289	8,249
Sep-08	2,345	2,282	1,641	546	1,115	175	62	122	8,286	8,750
Oct-08	2,203	2,314	1,644	565	1,119	161	81	157	8,214	9,577
Nov-08	2,971	2,540	2,242	758	1,290	242	103	149	10,328	10,731
Dec-08	3,532	2,946	2,563	997	1,531	290	120	208	12,215	12,117
Jan-09	4,049	3,383	2,861	1,019	1,749	325	89	227	13,863	13,586
Feb-09	4,644	3,467	3,121	1,067	1,859	366	119	236	14,681	14,924
Mar-09	5,188	3,966	3,488	1,080	1,924	360	116	266	16,253	15,915
Apr-09	5,078	4,130	3,498	1,171	2,044	239	119	288	16,761	16,454
May-09	4,969	4,053	3,572	1,242	2,165	259	108	297	16,664	16,538
Jun-09	4,930	4,030	3,418	1,191	2,180	364	113	300	16,478	16,220
Jul-09	4,333	3,873	2,848	1,075	2,050	296	106	247	14,840	15,583
Aug-09	4,025	3,796	2,819	995	1,737	245	92	223	13,962	14,707
Sep-09	3,878	3,901	2,732	1,002	2,181	265	96	265	14,265	13,682
Oct-09	3,560	4,100	2,587	1,048	2,093	250	101	249	14,045	12,575
Nov-09	2,903	3,438	1,866	760	1,897	227	59	201	11,282	11,411
Dec-09	2,532	3,080	1,750	660	1,602	193	52	159	10,064	10,260
Jan-10	2,354	2,914	1,593	619	1,402	182	57	124	9,311	9,202
Feb-10	2,086	3,023	1,358	504	1,199	138	56	176	8,341	8,319
Mar-10	1,877	2,376	1,249	512	1,029	130	36	142	7,326	7,670
Apr-10	1,999	2,255	1,186	458	885	129	56	125	7,123	7,241
May-10	2,104	2,299	1,180	460	877	115	52	115	7,254	6,967
Jun-10	1,885	2,160	1,148	447	826	107	45	107	6,694	6,807
Jul-10	1,955	2,172	1,192	446	711	114	46	118	6,843	6,718
Aug-10	1,797	2,116	1,178	470	807	128	51	109	6,655	6,658
Sep-10	1,803	2,090	1,167	447	843	130	46	115	6,648	6,600
Oct-10	1,627	2,030	1,154	424	899	115	40	108	6,401	6,549
Nov-10	1,743	2,043	1,243	448	934	107	43	116	6,655	6,523
Dec-10	1,875	2,179	1,288	435	1,002	118	43	122	7,086	6,525
Jan-11	1,815	1,876	1,137	395	944	123	45	102	6,461	6,553
Feb-11	1,720	1,917	1,104	403	903	86	41	116	6,157	6,602
Mar-11	1,889	1,961	1,174	414	1,015	117	68	87	6,656	6,644
Apr-11	1,864	1,964	1,216	374	1,011	129	49	122	6,838	6,663
May-11	1,952	1,918	1,190	389	1,077	127	51	115	6,779	6,674
Jun-11	1,845	1,904	1,235	402	1,005	121	59	119	6,685	6,718
Jul-11	1,788	1,930	1,229	400	945	123	57	114	6,636	6,833
Aug-11	1,802	1,980	1,309	400	1,045	118	60	110	6,837	7,046
Sep-11	2,089	1,913	1,344	455	1,142	105	59	108	7,270	7,344
Oct-11	2,419	2,023	1,488	446	1,094	116	62	111	7,827	7,663
Nov-11	2,829	1,956	1,435	436	1,155	115	54	133	8,086	7,912
Dec-11	3,416	2,074	1,653	449	1,183	104	65	124	9,221	8,015
Jan-12	2,949	2,089	1,788	464	1,377	105	67	127	8,813	7,962
Feb-12	1,657	2,108	1,478	477	1,239	124	74	112	7,101	7,809
Mar-12	1,368	2,139	1,626	441	1,273	87	85	112	7,191	7,651
Apr-12	1,476	2,027	1,693	513	1,309	81	75	111	7,319	7,570
May-12	1,555	2,289	1,648	447	1,292	114	73	124	7,475	7,602
Jun-12	1,574	2,394	1,615	433	1,344	119	73	89	7,710	7,719
Jul-12	1,600	2,676	1,500	469	1,400	115	77	138	7,995	7,851
Aug-12	1,712	2,298	1,654	476	1,457	119	72	135	8,013	7,920
Sep-12	1,928	2,183	1,641	473	1,433	136	66	120	8,007	7,873
Oct-12	1,584	2,217	1,850	462	1,440	135	76	120	7,855	7,715
Nov-12	1,325	2,128	1,594	485	1,532	123	86	112	7,412	7,511
Dec-12	1,084	2,105	1,465	502	1,549	118	88	113	7,005	7,339
Jan-13	1,121	2,176	1,455	521	1,560	125	104	133	7,205	7,255
Feb-13	1,204	2,165	1,443	559	1,521	131	69	136	7,148	7,287
Mar-13	1,157	2,250	1,505	576	1,666	114	58	135	7,524	7,423
Apr-13	1,272	2,209	1,568	598	1,714	127	56	140	7,628	7,614
May-13	1,208	2,330	1,574	573	1,765	144	67	141	7,753	7,791
Jun-13	1,248	2,388	1,635	585	1,716	142	52	127	7,953	7,907
Jul-13	1,379	2,565	1,592	658	1,649	143	72	141	8,154	7,944
Aug-13	1,338	2,219	1,519	628	1,630	163	52	158	7,908	7,911
Sep-13	1,291	2,270	1,573	619	1,605	165	50	161	7,738	7,833
Oct-13	1,299	2,140	1,616	664	1,615	173	57	135	7,682	7,751
Nov-13	1,355	2,172	1,578	688	1,542	170	59	132	7,690	7,684
Dec-13	1,290	2,062	1,499	652	1,443	136	51	139	7,223	7,638
Jan-14	1,336	2,084	1,554	690	1,615	151	50	131	7,620	7,617
Feb-14	1,361	2,041	1,658	644	1,663	159	68	142	7,687	7,598
Mar-14	1,383	1,982	1,590	604	1,700	182	62	145	7,609	7,566
Apr-14	1,308	1,969	1,507	615	1,613	169	71	120	7,368	7,524
May-14	1,318	1,946	1,585	613	1,706	177	72	128	7,541	7,488
Jun-14	1,358	1,875	1,502	602	1,825	213	70	143	7,599	7,466
Jul-14	1,225	1,932	1,515	554	1,598	183	70	144	7,212	7,454
Aug-14	1,317	2,015	1,677	501	1,518	151	71	148	7,505	7,434
Sep-14	1,372	2,093	1,610	418	1,520	153	93	155	7,443	7,390
Oct-14	1,356	2,114	1,575	452	1,568	132	98	192	7,498	7,326
Nov-14	1,327	2,060	1,515	410	1,522	112	77	158	7,209	7,267
Dec-14	1,277	2,105	1,522	436	1,455	169	83	162	7,093	7,235
Jan-15	1,311	2,035	1,452	395	1,315	167	80	167	7,008	7,234
Feb-15	1,364	2,142	1,608	383	1,471	158	53	164	7,307	7,253
Mar-15	1,420	2,141	1,639	411	1,469	141	53	151	7,403	7,274
Apr-15	1,310	2,111	1,588	383	1,598	146	44	169	7,357	7,268
May-15	1,233	1,989	1,570	397	1,388	128	34	165	6,815	7,212
Jun-15	1,299	2,008	1,606	410	1,423	123	48	161	7,053	7,098
Jul-15	1,277	1,976	1,642	399	1,394	112	32	133	6,938	6,956
Aug-15	1,200	2,015	1,540	399	1,361	126	36	126	6,891	6,823
Sep-15	1,200	2,034	1,493	442	1,346	102	33	150	6,794	6,735
Oct-15	1,138	1,948	1,391	346	1,313	109	27	125	6,501	6,698
Nov-15	1,078	2,034	1,476	391	1,272	115	35	155	6,597	6,714
Dec-15	1,195	2,201	1,614	404	1,242	153	31	141	6,917	6,773
Jan-16	1,230	2,022	1,612	395	1,211	163	44	156	6,895	6,859
Feb-16	1,224	2,148	1,658	406	1,235	152	36	144	6,954	6,949
Mar-16	1,084	2,089	1,605	426	1,177	144	40	140	6,747	7,008
Apr-16	1,300	2,227	1,587	444	1,272	167	43	146	7,128	7,009
May-16	1,210	2,245	1,660	464	1,187	164	42	157	6,961	6,952
Jun-16	1,303	2,193	1,562	428	1,197	139	43	152	6,994	6,860
Jul-16	1,107	2,114	1,571	408	1,207	143	57	148	6,739	6,758
Aug-16	1,057	1,892	1,645	406	1,130	146	47	130	6,467	6,678
Sep-16	1,015	2,023	1,611	403	1,125	140	37	115	6,576	6,640
Oct-16	1,059	2,075	1,637	434	1,129	132	37	124	6,695	6,646
Nov-16	1,047	2,056	1,654	406	1,175	153	43	128	6,711	6,680
Dec-16	1,147	2,109	1,791	345	1,135	137	44	148	6,845	6,723
Jan-17	1,143	2,081	1,689	404	1,115	126	30	191	6,810	6,768
Feb-17	1,059	2,033	1,731	402	1,170	141	51	106	6,702	6,827
Mar-17	1,140	2,094	1,777	459	1,165	146	57	116	6,943	6,938
Apr-17	1,155	2,098	1,884	409	1,238	133	59	177	7,053	7,137
May-17	1,223	2,011	1,872	422	1,290	127	51	168	6,986	7,421
Jun-17	1,283	2,066	2,103	440	1,354	131	68	218	7,626	7,772
Jul-17	1,652	2,560	2,087	459	1,498	133	59	211	8,580	8,146
Aug-17	1,940	2,759	1,987	463	1,406	133	59	230	9,103	8,487
Sep-17	1,906	2,901	1,779	470	1,253	142	69	218	8,816	8,757
Oct-17	1,876	2,900	1,838	448	1,224	151	71	225	8,869	8,936
Nov-17	1,971	2,911	2,023	482	1,189	153	45	227	9,206	9,016
Dec-17	1,930	2,849	1,957	469	1,230	150	62	198	8,894	9,008
Jan-18	2,014	2,936	1,978	460	1,194	140	66	213	8,939	8,936
Feb-18	2,184	2,843	1,820	472	1,170	146	66	302	8,913	8,842
Mar-18	1,929	2,900	1,777	451	1,159	155	51	230	8,716	8,759
Apr-18	2,069	2,757	1,830	471	1,209	149	55	224	8,600	8,701
May-18	2,126	2,776	1,886	469	1,204	163	64	158	8,567	8,675
Jun-18	2,028	2,837	1,983	442	1,132	163	60	169	8,711	8,671
Jul-18	1,991	2,823	2,079	493	1,132	191	56	164	8,835	8,665
Aug-18	1,979	2,661	1,784	504	1,117	168	45	173	8,592	8,628
Sep-18	1,895	2,592	1,744	499	1,145	160	85	172	8,425	8,537
Oct-18	1,962	2,643	1,713	513	1,199	222	62	200	8,591	8,391
Nov-18	1,993	2,619	1,680	508	1,176	176	75	222	8,680	8,217
Dec-18	1,858	2,447	1,501	478	1,075	162	80	164	7,768	8,046
Jan-19	1,777	2,443	1,562	490	1,050	170	66	142	7,765	7,913
Feb-19	1,925	2,536	1,511	510	1,102	167	65	138	7,884	7,837
Mar-19	1,822	2,544	1,578	484	1,066	165	76	150	7,848	7,842
Apr-19	1,887	2,586	1,560	509	1,083	187	123	130	7,903	7,943
May-19	1,966	2,672	1,568	507	1,122	148	90	149	8,040	8,125
Jun-19	2,001	2,737	1,633	517	1,144	183	68	145	8,412	8,351
Jul-19	2,148	2,817	1,640	502	1,158	134	71	188	8,512	8,602
Aug-19	2,212	2,924	1,691	503	1,176	193	69	191	9,056	8,859
Sep-19	2,200	2,866	1,740	512	1,182	203	62	206	9,066	9,101
Oct-19	2,164	3,053	1,752	512	1,103	182	70	209	9,216	9,308
Nov-19	2,315	3,090	1,738	514	1,153	189	54	234	9,462	9,473
Dec-19	2,311	3,370	1,772	538	1,163	169	68	237	9,679	9,584
Jan-20	2,332	3,181	1,833	533	1,192	188	65	215	9,684	9,629
Feb-20	2,406	3,075	1,956	527	1,226	184	69	242	9,573	9,606
Mar-20	2,617	3,091	1,878	520	1,195	200	93	223	9,613	9,526
Apr-20	2,464	3,193	1,649	503	1,107	177	72	239	9,480	9,417
May-20	2,061	2,995	1,585	492	1,007	150	68	253	8,455	9,329
Jun-20	2,457	2,981	1,937	575	1,182	192	80	232	9,301	9,300
Jul-20	2,628	3,316	2,223	646	1,423	212	99	243	10,791	9,370
Aug-20	2,893	4,005	2,661	737	1,711	292	100	260	12,767	12,974
Sep-20	3,176	3,627	2,962	936	1,972	241	104	297	13,473	13,397
Oct-20	3,204	3,338	3,075	889	2,224	331	113	289	13,732	13,947
Nov-20	3,206	3,844	3,098	799	2,249	249	130	272	14,134	14,532
Dec-20	3,431	4,554	3,255	860	2,417	253	100	321	15,333	15,051
Jan-21	3,453	4,925	3,533	961	2,579	257	118	328	16,411	15,413
Feb-21	3,324	4,825	3,394	1,094	2,526	281	162	295	15,854	15,538
Mar-21	3,557	4,618	3,140	1,002	2,369	261	134	329	15,321	15,394
Apr-21	3,541	4,663	3,111	960	2,206	255	119	294	14,947	15,009
May-21	3,439	4,661	3,026	894	2,311	253	115	304	14,620	14,438
Jun-21	3,419	4,389	2,725	898	1,925	236	130	325	13,790	13,781
Jul-21	3,216	4,060	2,605	791	1,875	218	105	320	12,971	13,127
Aug-21	2,913	3,881	2,606	710	1,781	195	88	277	12,432	12,544
Sep-21	2,821	3,150	2,576	730	1,896	220	70	245	12,039	12,078
Oct-21	2,729	3,247	2,417	693	1,584	196	73	219	11,462	11,723
Nov-21	2,779	3,662	2,417	688	1,624	172	92	275	11,656	11,455
Dec-21	2,681	3,594	2,391	656	1,847	198	74	259	11,985	11,231
Jan-22	2,580	3,537	2,083	633	1,635	161	64	285	11,062	11,006
Feb-22	2,185	3,350	1,937	582	1,600	159	58	196	10,017	10,752
Mar-22	2,356	3,300	2,039	568	1,660	150	60	280	10,391	10,473
Apr-22	2,235	3,141	2,034	576	1,578	150	57	288	9,737	10,180
May-22	2,217	3,259	2,037	568	1,517	167	77	327	10,021	9,894
Jun-22	2,049	3,008	1,986	549	1,360	168	62	277	9,423	9,621
Jul-22	1,845	2,640	1,612	519	1,264	155	62	255	8,289	9,339
Aug-22	1,924	2,940	1,871	515	1,433	197	72	271	9,212	9,034
Sep-22	1,844	2,806	1,733	477	1,292	145	71	250	8,772	8,702
Oct-22	1,808	2,645	1,712	463	1,266	123	66	237	8,465	8,362
Nov-22	1,714	2,469	1,640	456	1,201	143	57	202	7,981	8,055
Dec-22	1,744	2,324	1,623	459	1,120	144	56	165	7,681	7,829
Jan-23	1,536	2,140	1,565	462	1,136	136	67	206	7,330	7,729
Feb-23	1,632	2,072	1,538	428	1,033	134	69	240	7,021	7,779
Mar-23	1,926	2,294	1,748	501	1,161	146	71	206	8,128	7,946

Mish Tan, ABS head of finance statistics, said despite the monthly rise in owner-occupier first home buyer lending, the number of these commitments was 22 per cent lower compared to a year ago.

"During the second half of 2020, first home buyer lending reflected the strength in demand for housing during the pandemic, with new commitments peaking in January 2021 and declining by half since then," Dr Tan said.

The overall value of new loan commitments for housing rose 4.9 per cent to $24.0 billion in March 2023. The value of total new owner-occupier loan commitments rose 5.5 per cent to $16.0 billion, while new investor loan commitments rose 3.7 per cent to $8.0 billion.

New loan commitments, total housing (seasonally adjusted and trend), values, Australia - excluding refinancing

	Total (seasadj)	Owner occupier (seasadj)	Investor (seasadj)	Total (trend)	Owner occupier (trend)	Investor (trend)
Mar-05	13.514	8.217	5.297	13.307	8.139	5.169
Apr-05	13.247	8.086	5.16	13.187	8.125	5.062
May-05	12.751	8.026	4.725	13.032	8.112	4.919
Jun-05	12.633	8.152	4.48	12.946	8.142	4.804
Jul-05	12.846	8.086	4.76	12.987	8.229	4.758
Aug-05	12.898	8.309	4.589	13.159	8.363	4.796
Sep-05	13.532	8.644	4.888	13.419	8.519	4.899
Oct-05	14.026	8.714	5.311	13.696	8.671	5.025
Nov-05	14.063	8.85	5.213	13.933	8.803	5.13
Dec-05	14.035	8.877	5.158	14.125	8.924	5.201
Jan-06	14.259	8.956	5.303	14.295	9.04	5.255
Feb-06	14.433	9.18	5.253	14.467	9.163	5.304
Mar-06	14.535	9.268	5.267	14.668	9.299	5.37
Apr-06	14.817	9.466	5.351	14.876	9.426	5.45
May-06	15.189	9.49	5.699	15.028	9.513	5.515
Jun-06	15.492	9.516	5.976	15.062	9.537	5.525
Jul-06	15.28	9.79	5.49	14.963	9.498	5.465
Aug-06	15.004	9.492	5.513	14.768	9.421	5.347
Sep-06	14.163	9.169	4.995	14.553	9.342	5.212
Oct-06	14.329	9.276	5.053	14.414	9.297	5.117
Nov-06	14.204	9.232	4.973	14.42	9.315	5.104
Dec-06	14.588	9.401	5.187	14.601	9.411	5.19
Jan-07	14.96	9.58	5.38	14.95	9.588	5.362
Feb-07	15.403	9.768	5.635	15.424	9.824	5.6
Mar-07	15.92	10.082	5.838	15.952	10.086	5.866
Apr-07	16.3	10.267	6.032	16.466	10.352	6.114
May-07	17.121	10.695	6.426	16.906	10.596	6.31
Jun-07	18.247	11.341	6.906	17.22	10.79	6.43
Jul-07	17.418	10.786	6.633	17.39	10.916	6.474
Aug-07	17.435	11.056	6.379	17.416	10.957	6.458
Sep-07	16.751	10.441	6.311	17.332	10.924	6.409
Oct-07	16.873	10.771	6.102	17.164	10.822	6.342
Nov-07	16.994	10.66	6.335	16.913	10.65	6.263
Dec-07	16.546	10.363	6.183	16.546	10.397	6.149
Jan-08	16.876	10.782	6.094	16.029	10.054	5.975
Feb-08	15.69	9.914	5.777	15.377	9.641	5.736
Mar-08	14.562	9.147	5.415	14.647	9.198	5.448
Apr-08	13.859	8.696	5.162	13.932	8.768	5.163
May-08	12.997	8.199	4.798	13.336	8.406	4.93
Jun-08	12.944	8.199	4.746	12.934	8.161	4.773
Jul-08	12.782	8.133	4.649	12.736	8.052	4.684
Aug-08	12.619	7.961	4.659	12.731	8.087	4.644
Sep-08	12.975	8.245	4.73	12.884	8.259	4.624
Oct-08	13.397	8.563	4.834	13.167	8.563	4.604
Nov-08	13.038	8.544	4.493	13.588	9.004	4.584
Dec-08	13.927	9.379	4.549	14.134	9.558	4.576
Jan-09	14.885	10.226	4.659	14.774	10.176	4.598
Feb-09	15.364	10.782	4.583	15.441	10.782	4.66
Mar-09	16.712	11.971	4.741	16.059	11.293	4.766
Apr-09	17.021	11.924	5.097	16.571	11.659	4.912
May-09	16.856	11.829	5.027	16.949	11.868	5.081
Jun-09	17.202	11.97	5.232	17.206	11.945	5.262
Jul-09	17.222	11.774	5.447	17.369	11.924	5.444
Aug-09	17.328	11.63	5.698	17.439	11.829	5.609
Sep-09	17.878	12.173	5.705	17.393	11.654	5.739
Oct-09	17.613	11.803	5.809	17.223	11.394	5.829
Nov-09	17.074	11.09	5.984	16.924	11.047	5.878
Dec-09	16.491	10.607	5.884	16.538	10.644	5.894
Jan-10	15.941	10.11	5.832	16.139	10.236	5.904
Feb-10	15.667	9.794	5.874	15.791	9.873	5.918
Mar-10	15.553	9.603	5.95	15.535	9.599	5.936
Apr-10	15.267	9.362	5.904	15.364	9.421	5.944
May-10	15.415	9.434	5.982	15.24	9.313	5.927
Jun-10	15.113	9.122	5.991	15.122	9.248	5.874
Jul-10	15.04	9.289	5.751	14.996	9.211	5.786
Aug-10	14.616	9.227	5.389	14.868	9.193	5.675
Sep-10	14.626	9.147	5.479	14.748	9.19	5.559
Oct-10	14.655	9.158	5.497	14.634	9.182	5.452
Nov-10	14.708	9.324	5.384	14.514	9.158	5.356
Dec-10	15.033	9.452	5.581	14.388	9.115	5.273
Jan-11	14.152	9.01	5.142	14.258	9.058	5.2
Feb-11	14.063	8.872	5.19	14.143	9.007	5.136
Mar-11	13.626	8.828	4.798	14.062	8.973	5.089
Apr-11	13.993	8.998	4.995	14.029	8.965	5.064
May-11	14.234	9.087	5.147	14.036	8.976	5.06
Jun-11	14.136	9.095	5.04	14.052	8.989	5.063
Jul-11	14.082	9.033	5.049	14.057	8.989	5.068
Aug-11	14.166	9.037	5.129	14.049	8.973	5.077
Sep-11	13.94	8.802	5.138	14.054	8.957	5.097
Oct-11	13.86	8.859	5.001	14.082	8.949	5.134
Nov-11	14.04	8.957	5.083	14.135	8.946	5.189
Dec-11	14.729	9.405	5.324	14.196	8.941	5.256
Jan-12	14.77	9.397	5.374	14.252	8.934	5.319
Feb-12	14.079	8.678	5.401	14.301	8.929	5.372
Mar-12	14.093	8.704	5.389	14.347	8.939	5.408
Apr-12	14.344	8.924	5.42	14.409	8.982	5.427
May-12	14.505	9.109	5.396	14.502	9.067	5.435
Jun-12	14.735	9.248	5.487	14.622	9.177	5.445
Jul-12	14.775	9.279	5.496	14.743	9.28	5.462
Aug-12	14.87	9.439	5.432	14.848	9.358	5.49
Sep-12	15.099	9.495	5.604	14.94	9.404	5.537
Oct-12	14.906	9.384	5.522	15.057	9.442	5.615
Nov-12	15.191	9.436	5.755	15.239	9.505	5.734
Dec-12	15.37	9.528	5.842	15.507	9.614	5.894
Jan-13	15.893	9.794	6.099	15.851	9.769	6.083
Feb-13	16.139	9.877	6.262	16.233	9.954	6.279
Mar-13	16.885	10.352	6.533	16.598	10.14	6.458
Apr-13	16.932	10.297	6.636	16.905	10.297	6.608
May-13	17.231	10.43	6.801	17.147	10.412	6.734
Jun-13	17.295	10.474	6.821	17.369	10.503	6.867
Jul-13	17.476	10.516	6.96	17.619	10.586	7.032
Aug-13	17.355	10.231	7.123	17.918	10.673	7.245
Sep-13	18.203	10.76	7.443	18.256	10.773	7.482
Oct-13	18.693	10.893	7.8	18.596	10.891	7.705
Nov-13	19.239	11.187	8.052	18.895	11.016	7.879
Dec-13	19.003	10.952	8.052	19.126	11.135	7.992
Jan-14	19.184	11.19	7.994	19.28	11.231	8.049
Feb-14	19.375	11.447	7.928	19.38	11.303	8.077
Mar-14	19.479	11.374	8.105	19.451	11.345	8.106
Apr-14	19.578	11.314	8.264	19.506	11.347	8.159
May-14	19.504	11.228	8.275	19.564	11.314	8.251
Jun-14	19.627	11.386	8.241	19.638	11.259	8.379
Jul-14	19.817	11.282	8.535	19.735	11.201	8.534
Aug-14	19.617	10.967	8.65	19.874	11.174	8.699
Sep-14	20.009	11.116	8.893	20.036	11.18	8.856
Oct-14	20.592	11.424	9.167	20.209	11.215	8.994
Nov-14	20.045	10.953	9.092	20.386	11.277	9.109
Dec-14	20.484	11.38	9.103	20.557	11.355	9.202
Jan-15	20.711	11.539	9.173	20.715	11.434	9.282
Feb-15	20.118	11.289	8.829	20.856	11.501	9.354
Mar-15	21.259	11.733	9.526	20.98	11.577	9.403
Apr-15	21.797	11.779	10.018	21.082	11.694	9.388
May-15	20.328	11.142	9.186	21.138	11.873	9.265
Jun-15	21.13	11.987	9.142	21.118	12.116	9.002
Jul-15	21.176	12.331	8.845	21.014	12.404	8.61
Aug-15	21.678	13.2	8.478	20.815	12.678	8.137
Sep-15	20.955	13.561	7.394	20.535	12.886	7.649
Oct-15	20.02	13.14	6.879	20.202	12.992	7.21
Nov-15	19.645	12.987	6.657	19.847	12.978	6.869
Dec-15	19.596	12.898	6.698	19.54	12.884	6.656
Jan-16	19.124	12.517	6.607	19.352	12.775	6.577
Feb-16	19.365	12.737	6.628	19.309	12.699	6.61
Mar-16	19.115	12.456	6.659	19.392	12.663	6.728
Apr-16	19.57	12.711	6.859	19.558	12.644	6.914
May-16	20.008	12.787	7.22	19.768	12.616	7.152
Jun-16	20.2	12.691	7.509	19.989	12.562	7.426
Jul-16	20.067	12.422	7.645	20.223	12.499	7.724
Aug-16	19.883	12.311	7.572	20.489	12.463	8.026
Sep-16	20.78	12.457	8.323	20.799	12.486	8.313
Oct-16	21.175	12.595	8.58	21.147	12.581	8.566
Nov-16	21.521	12.701	8.82	21.529	12.754	8.774
Dec-16	21.988	13.06	8.928	21.892	12.975	8.917
Jan-17	22.236	13.235	9.001	22.176	13.202	8.974
Feb-17	21.741	13.197	8.544	22.341	13.406	8.935
Mar-17	22.584	13.708	8.876	22.398	13.588	8.81
Apr-17	22.65	13.877	8.773	22.382	13.756	8.626
May-17	22.074	13.788	8.286	22.325	13.911	8.415
Jun-17	22.086	13.935	8.151	22.256	14.049	8.207
Jul-17	22.11	14.229	7.882	22.178	14.157	8.021
Aug-17	22.395	14.47	7.925	22.073	14.216	7.857
Sep-17	22.093	14.284	7.81	21.937	14.231	7.706
Oct-17	21.655	14.123	7.532	21.765	14.211	7.554
Nov-17	21.534	14.135	7.399	21.534	14.153	7.38
Dec-17	21.16	13.991	7.169	21.271	14.082	7.189
Jan-18	21.213	14.268	6.946	21.028	14.03	6.998
Feb-18	21.134	14.196	6.937	20.835	14.01	6.825
Mar-18	20.433	13.858	6.576	20.693	14.011	6.682
Apr-18	20.128	13.748	6.38	20.562	14.002	6.56
May-18	20.742	14.232	6.51	20.403	13.951	6.452
Jun-18	20.257	13.946	6.311	20.179	13.837	6.342
Jul-18	20.22	13.917	6.303	19.861	13.647	6.214
Aug-18	19.377	13.329	6.048	19.428	13.377	6.051
Sep-18	18.673	12.831	5.842	18.891	13.042	5.85
Oct-18	18.9	13.216	5.684	18.301	12.682	5.619
Nov-18	17.844	12.476	5.369	17.742	12.355	5.387
Dec-18	16.946	11.804	5.142	17.262	12.087	5.175
Jan-19	16.707	11.782	4.925	16.875	11.879	4.996
Feb-19	17.048	12.155	4.893	16.595	11.734	4.86
Mar-19	16.431	11.643	4.787	16.428	11.657	4.771
Apr-19	16.462	11.73	4.732	16.387	11.657	4.73
May-19	16.273	11.555	4.718	16.474	11.742	4.733
Jun-19	16.521	11.795	4.726	16.695	11.92	4.774
Jul-19	16.998	12.138	4.86	17.059	12.204	4.856
Aug-19	17.83	12.595	5.235	17.561	12.59	4.971
Sep-19	18.043	12.953	5.09	18.15	13.044	5.106
Oct-19	18.652	13.482	5.17	18.708	13.48	5.227
Nov-19	19.39	13.998	5.391	19.121	13.818	5.303
Dec-19	19.622	14.186	5.436	19.313	13.999	5.314
Jan-20	19.779	14.43	5.35	19.277	14.013	5.264
Feb-20	19.2	14.008	5.192	19.082	13.906	5.176
Mar-20	19.178	14.209	4.968	18.87	13.774	5.095
Apr-20	18.209	13.335	4.874	18.817	13.746	5.07
May-20	16.202	12.088	4.114	18.256	13.922	4.334
Jun-20	17.214	12.795	4.419	18.784	14.326	4.459
Jul-20	18.944	14.297	4.647	19.827	15.19	4.637
Aug-20	21.245	16.28	4.965	21.064	16.212	4.851
Sep-20	22.636	17.289	5.347	22.11	17.02	5.09
Oct-20	23.118	17.776	5.342	23.255	17.894	5.361
Nov-20	24.108	18.523	5.585	24.416	18.735	5.682
Dec-20	25.719	19.653	6.066	25.638	19.578	6.06
Jan-21	28.373	21.882	6.491	26.903	20.411	6.492
Feb-21	28.779	21.879	6.9	28.157	21.193	6.964
Mar-21	29.693	22.049	7.644	29.293	21.843	7.45
Apr-21	30.51	22.554	7.956	30.35	22.422	7.928
May-21	31.628	22.824	8.804	30.979	22.597	8.382
Jun-21	31.103	22.258	8.845	31.34	22.529	8.81
Jul-21	31.729	22.48	9.249	31.516	22.302	9.214
Aug-21	31.246	21.662	9.584	31.631	22.028	9.604
Sep-21	30.959	20.982	9.977	31.808	21.817	9.991
Oct-21	30.73	20.464	10.267	32.108	21.733	10.375
Nov-21	32.509	21.763	10.747	32.474	21.74	10.734
Dec-21	33.051	22.071	10.98	32.797	21.757	11.04
Jan-22	34.099	22.698	11.401	32.969	21.712	11.257
Feb-22	32.992	21.598	11.394	32.893	21.547	11.346
Mar-22	32.513	21.246	11.267	32.524	21.246	11.278
Apr-22	31.461	20.359	11.102	31.873	20.829	11.044
May-22	31.238	20.504	10.735	30.987	20.318	10.669
Jun-22	30.201	19.948	10.253	29.944	19.736	10.208
Jul-22	28.179	18.89	9.288	28.802	19.085	9.717
Aug-22	27.455	18.402	9.053	27.614	18.369	9.244
Sep-22	26.276	17.523	8.754	26.427	17.612	8.814
Oct-22	25.555	17.008	8.546	25.321	16.872	8.449
Nov-22	24.475	16.221	8.255	24.392	16.232	8.16
Dec-22	23.487	15.579	7.908	23.724	15.77	7.954
Jan-23	23.064	15.327	7.737	23.359	15.517	7.842
Feb-23	22.835	15.144	7.691	23.297	15.469	7.828
Mar-23	23.959	15.983	7.976	23.491	15.591	7.899

"The value of new owner-occupier loan commitments in March remained 25 per cent lower compared to the same time last year, while new investor loan commitments were 29 per cent lower," Dr Tan said.

The value of new owner-occupier housing loan refinances between lenders rose 3.9 per cent to another record high of $14.2 billion in March 2023. Borrowers continued to switch lenders for lower interest rates as the RBA's cash rate rose.

		Aus *	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Owner-occupiers
	Value ($b) :	16.0	5.0	4.4	3.2	0.9	1.6	0.2	0.1	0.4
	Value change ($m):	839	97	133	289	72	80	11	19	12
	Value % change ** :	5.5	2.0	3.1	10.1	8.2	5.2	4.6	25.3 †	3.0
Owner-occupier first home buyers
	Number change:	1 107	294	222	210	73	128	12	2	-34
	Number % change ** :	15.8	18.0	10.7	13.7	17.1	12.4	9.0	2.9	-14.2 †
Investors
	Value change ($m):	285	13	72	108	-15	22	-10	0.4	31
	Value % change ** :	3.7	0.4	3.7	7.7	-3.8	3.5	-10.9 †	1.4	19.0 †

* Total Australia levels do not necessarily equal the sum of states, due to independent seasonal adjustment

** All movements are on a month-to-month basis

† A smaller and more volatile series

The value of total new loan commitments for fixed term personal finance fell 3.1 per cent. Lending for the purchase of road vehicles rose slightly by 0.7 per cent.

/ABS Public Release. This material from the originating organization/author(s) might be of the point-in-time nature, and edited for clarity, style and length. Mirage.News does not take institutional positions or sides, and all views, positions, and conclusions expressed herein are solely those of the author(s).View in full here.

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