Leamington Spa bankrupt’s restrictions extended


Sukhi Sanghera (50) was made bankrupt in August 2017 by order of the County Court in Warwick, with debts of over £140,000.

The Leamington Spa resident, also known as Sukhwinderjit Singh Sanghera or Sukhwinder Singh Sanghera, had his affairs passed into the control of the Official Receiver and he was obliged to disclose all his assets to officials, including property.

He failed to mention, however, that he was the sole owner of a rental property in Coventry that generated a monthly income of £1,900.

Following investigations by the Official Receiver, the property was subsequently registered as an asset in Sukhi Sanghera’s estate. The rental property was then sold, raising more than £70,000.

Bankruptcy restrictions are usually lifted after a year but, on 15 August 2019, the Secretary of State accepted a 10-year bankruptcy restrictions undertaking from Sukhi Sanghera after he did not dispute that he failed to disclose the property to the Official Receiver.

Due to the restrictions, he is unable to borrow more than £500 without telling a lender he is bankrupt, he cannot act as a director of a company without the court’s permission and he is banned from being an elected councillor.

Kevin Read, Official Receiver for the Insolvency Service, said:

Sukhi Sanghera not only concealed a significant asset from the Official Receiver but also concealed its value from his creditors. He was completely prepared to leave them out of pocket.

The 10-year extended bankruptcy restrictions we have secured reflect the severity of his actions and should serve as a warning to others to comply fully and openly with the bankruptcy process.


Sukhi Sanghera, also known as Sukhwinderjit Singh Sanghera or Sukhwinder Singh Sanghera, is of Leamington Spa, Warwickshire. His date of birth is May 1969.

Details of Sukhi Sanghera’s Bankruptcy Restrictions Undertaking are available on the Individual Insolvency Register.

Bankruptcy restrictions are wide ranging. The effects are the same whether you are subject to a bankruptcy restrictions order or to an undertaking. Guidance on the main statutory consequences flowing from a bankruptcy restrictions order or undertaking.

/Public Release. The material in this public release comes from the originating organization and may be of a point-in-time nature, edited for clarity, style and length. View in full here.