Yale University
Growth in health care spending in the United States is driving increases in health insurance premiums, limiting people's access to care and contributing to wage reductions, job losses, and rising inequality, according to a new study coauthored by Yale economist Zack Cooper.
The study - an analysis of state-level data on insurance premiums, health spending, and insurer markups from 2011 to 2024 - found that rising spending accounted for 91% of the growth in premiums during the period covered.
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