Now is the time to check your options - especially if you buy your own coverage, have Medicare, pay a lot to cover family members or joined Medicaid during the pandemic.
- AuthorKara Gavin
Sure, health insurance isn't a topic that most people enjoy talking about.
In fact, many people dread having to think about it.
But this fall, there's actually good health insurance news for many people - though you might have to take a bit of time this month or next to figure out the option that's best for you. Whether you get your insurance through a job, the government, or by buying it on the healthcare.gov website, new changes could affect your health and your wallet in 2023.
Keep reading to learn more about:
"Health insurance decisions can be complex to navigate, especially if you don't work for a large company, but the decisions you make now will affect you all next year, so it's important to carve out a little time and focus," said Renuka Tipirneni, M.D., M.S., a health care researcher at the University of Michigan Institute for Healthcare Policy and Innovation and primary care physician at Michigan Medicine, U-M's academic medical center. "In many cases, you can find free and trustworthy guidance from people with special training. I often advise my patients to seek out this independent advice."
Some of that guidance can come from the team of patient financial advisors at Michigan Medicine led by Alena Hill. For more than a decade, they've specialized in helping people pick a plan that will work for them.
"The biggest news is that many people who buy their own insurance may be able to find a plan for next year that costs them less than the plan they have this year," said Hill. "It's also important for people who joined Medicaid during the pandemic to be ready to act to avoid a gap in coverage."
